Kognitos
by Kognitos
Neurosymbolic finance automation that runs plain-English SOPs deterministically, with an audit trail
Kognitos is a neurosymbolic automation platform for finance and banking back offices that turns plain-English standard operating procedures into automations an engine executes deterministically. It is built for CFO organizations and operations leaders who want AI handling accounts payable, reconciliation and close work while every step stays reviewable for auditors.
Kognitos is an enterprise automation platform from a San Jose company founded in 2020 by CEO Binny Gill. Its core idea, which the company calls English-as-Code, is that a business process written in plain English becomes the executable logic: a language model reads instructions and documents, and a patented deterministic engine runs the resulting rules as written, logging each step in a Business Journal that can be replayed later. On October 21, 2026 Kognitos launched AI Employees in preview for existing customers: 61 finance and banking roles such as AP Specialist, Reconciliation Accountant, Cash Application Specialist, Close Manager and KYC & Onboarding Analyst, backed by 515 standard operating procedures. Each role carries a job description, approved SOPs and defined limits on what it may do without human sign-off. The same release added Quill, an agent that drafts SOPs from a team's systems and transactions for a person to approve, and expanded Context Graphs with 133 ready-made finance monitors across 62 processes in 14 areas; Context Graphs are reachable over REST and MCP so customers can point their own agents at them. The platform runs on AWS with EU and APAC residency options, lists 200+ connectors including SAP, Oracle, NetSuite, Workday and Salesforce, and is priced on consumption. Named customers include PepsiCo, DISH, Wipro, Ciena and TTX. Kognitos has raised a $25M Series B led by Prosperity7 Ventures (June 2025), and PeerSpot puts its Process Automation mindshare at 0.9% against incumbents such as UiPath and Automation Anywhere.
A CFO or finance operations leader running high-volume AP, reconciliation and month-end close work who needs automation that auditors can trace step by step.
Finance procedures run as approved plain-English SOPs on a deterministic engine, so each automated action leaves a replayable record.
At a Glance
- Category
- Automation & Workflows
- Pricing
- Freemium, Usage-based, Contact for pricing
- Target Market
- CFOs, Finance Operations Leaders, CIOs, Banking Operations Teams
- Deployment
- Cloud-only
- Founded
- 2020
- Headquarters
- San Jose, USA
Key Features
- ✓English-as-Code engine
Plain-English business rules are the executable logic, run by a patented deterministic engine so outputs follow the written procedure.
- ✓AI Employees
61 preview finance and banking roles backed by 515 SOPs, each with a job description and explicit limits on unapproved actions.
- ✓Quill SOP builder
An agent that drafts new standard operating procedures from a team's systems and transactions, which a person must approve before publishing.
- ✓Context Graphs with REST and MCP access
Maps vendors, invoices and accounts, ships 133 finance monitors, and exposes that context to customers' own agents over REST and MCP.
- ✓Business Journal and Time Machine
Logs each decision in plain English and lets teams replay any past run, which gives auditors a step-by-step record.
- ✓Exception handling with human escalation
When an automation hits a case it cannot resolve, it pauses to ask the process owner and learns from the answer.
- ✓200+ enterprise connectors
Prebuilt integrations with SAP, Oracle, NetSuite, Workday, ServiceNow, Salesforce and Snowflake, plus ingestion of PDFs, scans, emails and EDI feeds.
Capabilities
Use Cases
- •Accounts payable and three-way match
An AP Specialist role reads incoming invoices, matches them to purchase orders and receipts, and routes mismatches to a person for approval.
- •Month-end close
A Close Manager role works through close tasks against approved SOPs, with every step recorded so the controller can review what ran.
- •Bank reconciliation
A Reconciliation Accountant role matches bank statement lines to ledger entries and surfaces unmatched items as exceptions for review.
- •Continuous finance controls
Teams turn prebuilt Context Graph monitors into continuous controls with one click, replacing periodic sample testing on covered processes.
- •KYC and customer onboarding
A KYC & Onboarding Analyst role runs banking onboarding checks within defined limits and escalates cases that need human judgment.
Ideal For
Best For
- ✓Accounts payable teams automating invoice intake and three-way match against POs and receipts
- ✓Controllers who want reconciliation and month-end close tasks run against documented, approved procedures
- ✓Banks automating KYC and customer onboarding checks with a human-approval limit on each role
- ✓Finance teams that want continuous controls built from prebuilt monitors instead of periodic sampling
- ✓Enterprises replacing brittle screen-scraping RPA bots on processes that have API access
Not Ideal For
- ✗Teams that need a fully self-serve tool: Kognitos's own FAQ says deployments are collaborative, with customers writing policies alongside its solutions architects
- ✗Pure UI-navigation work on legacy systems with no API, where the vendor's FAQ concedes UiPath can still be the better fit
- ✗Buyers who need independent peer reviews before shortlisting: PeerSpot had collected no Kognitos reviews as of October 2026
Deployment
Market Analysis
Pros
- ✓Every automated step is logged in plain English and replayable, which suits audited finance work
- ✓Ready-made finance roles, 515 SOPs and 133 monitors shorten the path from pilot to production
- ✓SOC 2 Type II and HIPAA, with EU and APAC data residency options
- ✓Named enterprise customers including PepsiCo, DISH and Wipro
Cons
- ✗No independent user reviews: PeerSpot had collected none as of October 2026 and Capterra-network listings show zero ratings
- ✗AI Employees launched in preview for existing customers only, so the newest features are not generally available
- ✗No public pricing, and deployments involve the vendor's solutions architects rather than pure self-service
- ✗Headline claims such as 'zero hallucination' and maintenance-cost multiples are vendor assertions without independent verification
Pricing
Free workspace
$0
- ✓Build and run automations in a hosted workspace
- ✓No paid commitment
Enterprise
Contact for pricing
- ✓Consumption-based pricing by transaction volume and agent complexity
- ✓Paid proof of concept, 14-30 day workflow deployment per the vendor
- ✓EU and APAC data residency options
Kognitos publishes no price list. Its FAQ says pricing is consumption-based, scaling with transaction volume and agent complexity rather than per bot or per user, and enterprise quotes depend on workflow scope, integrations and deployment topology. A free workspace exists; enterprise evaluations run as paid proofs of concept.
Security & Compliance
Connect
Sources
This page was written from 6 sources, 3 on domains other than kognitos.com.
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